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Saturday, December 2, 2023
Car Insurance

Car Insurance

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What car insurance changes came into effect in 2022?

The car insurance industry has experienced a dramatic shift in 2022. You may have heard rumours about the new changes, but it can be difficult to work out what exactly this means for you. Below, we explore and explain the car insurance changes that came into effect in 2022.FCA ruling
Calculate car insurance costs

How to Calculate Your Car Insurance Cost

When buying a car it is sensible to ask "How much is car insurance?" because it is often the largest recurring expense for a car owner. Currently, in the UK the average annual premium is £444. Figuring this out can be tricky. Several factors go into calculating the price, including your age, driving record, and the type...
Social, domestic, pleasure SDP use

Car insurance classes explained

When you search for car insurance, you’ll be asked to choose your car’s 'class of use'. This is simply an insurance term to describe the way you use your car. Crucially, it’s also one of the key factors insurers consider when it comes to working out your premium, but that also means there are serious consequences if...
private number plate and insurance

Private Number Plates and Insurance

Can a Private Number Plate Affect Insurance CostsBuying a private or personalised registration number plate can add that little bit of extra x-factor to your vehicle. You may be bored with a standard number plate and feel a more personalised plate would reflect your car better. You may want a private registration which...
Motorhome SORN

What you need to know about your motorhome during the Coronavirus lockdown

Life amid the Covid-19 pandemic is certainly proving challenging for everyone involved. Governments and authorities around the world are doing everything they can to restrict the spread of the virus, while members of the public are being asked to stay at home as much as possible and only venture out for essential supplies or to exercise once...
Trucking business

Setting Up a Trucking Company

Transport and trucking companies are a great small business idea. If you are newly retired, just looking to fill a few spare days a week or you want to grow your own business then a delivery or transport company is a great option. All you need to be able to do is drive and have some basic...
car accident checklist

What to do after a Car Accident

Whether it’s a nudge in a car park or a more serious crash on the road, many of us will hear the squeal of brakes and the crunch of a bumper at some point in our lives.  Thankfully, most car accidents involve no more than some scuffed metal and a bruised ego or two, but they do...
Brexit and Car Insurance

How Will Brexit Affect Car Insurance?

It is hard to predict how Brexit will impact different areas of daily life but it is important for people to be aware of potential changes so that they can be prepared.One area that many motorists have concerns over is their car insurance and how leaving the EU will impact this. This is...
Types of car insurance

What Insurance is a Necessity for Your Car?

Everyone knows that car insurance is a legal requirement but many motorists do not have a firm understanding of what this insurance is for and what it covers. You can also choose to buy various optional extras to your policy - which can make it even more confusing. However, it is important to know about these because...
Pay per mile car insurance

A Different Way To Pay for Your Car Insurance: pay-per-mile

No one likes paying for their car insurance. We’re forced to buy it. It’s a pain. However, some new types of insurance are making it a slightly less bitter pill to swallow.We all know there are a few black box options for younger drivers to help them reduce their costs, but many of...
Car Insurance Falls 13%

Motor Insurance Premiums Have Fallen!

New data released by the UK’s leading price comparison website, MoneySuperMarket, reveals a further drop in the price of car insurance, with the average cost of a fully comprehensive policy falling £70 (13 per cent) in the past year, from £553 to £483. However, despite prices tumbling in the short term, MoneySuperMarket analysis shows that, over the course of...
Car Break Down

Choosing the right breakdown cover

Back in the day, it was a common sight to see vehicles dotted along the side of the road with their bonnets raised, and owners trying to coax them back into life or patiently awaiting rescue, particularly if the weather turned a little hotter, a little colder or a little wetter than usual.These days, cars are a hundred times...
Business Insurance Premiums

How Car Value Affects Insurance Premiums

There are many factors which affect car insurance premiums. The main elements include the age of the driver, their years of driving experience, location, driving record, claims history, annual mileage and more. Aside from driver details, one of the other main factors which affect any insurance premium is the car itself. Insurance premiums will differ depending on the type...
Temporary car insurance

Temporary car insurance FAQs

Temporary car insurance can be extremely helpful in some circumstances. Here we’ve put together a few of the most frequently asked questions about this short term insurance. How long does temporary car insurance typically last? Temporary or short term car insurance usually lasts from 1 to 28 days, so it’s a particularly useful and flexible policy.  In what circumstances is temporary car...
car impoundment

Who can seize your vehicle and why?

Recently there have been several stories in the news that have highlighted how many vehicles are being seized by Police in the UK. In this article, we’re going to look at the circumstances that could lead to having your vehicle confiscated.There are legislations in place that give certain specially trained police officers the authority to confiscate vehicles under specific...

Top Car Insurance Myths!

When it comes to car insurance, the internet is rife with misconceptions, bended truths and in most cases eye-watering quotes. Are drivers over 40 more experienced drivers? Do you really have to tell your insurer if you have a criminal conviction?While some insurers are open and transparent about what can affect your quote, others provide little to no information...

Safeguard your chauffeur business

Safeguard your chauffeur business against possible claimsA chauffeur driven executive car is cool to ride, cool to hire but maintaining and managing a chauffeur business is one of the toughest jobs in the world of asset based services. This is not only because of the financial risks associated with it, but also because it is very easy for the...

Car insurance premiums skyrocket for convicted drivers

Convicted drink drivers could see their car insurance premiums soar by up to an average of 75 per cent, research shows.A motorist with a drink driving conviction (DR10 penalty) could find their car insurance premium rise 75 per cent from an average of £439 per year. Other convicted drivers may find it difficult to get insured at all.Despite a...

Top 5 Cheapest Cars for Young Drivers

When you've gone to all the trouble of passing your driving test, you want to get behind the wheel of your own car as soon as possible. But this can quickly become quite expensive, as young drivers insurance premiums are generally higher, for instance. However, there are several cars that are more likely to fall within your new driver’s...

Collectable British Vintage Cars

Collecting automobiles is an expensive hobby. Not only is there the cost of buying your favourite cars, there are also upkeep costs, potential issues with finding replacement parts, finding space to store them, deciding how often to give in to the temptation of driving your beauties, and of course... insurance.When it comes to collectable cars, British cars seem to...

Economotoring

The ever-increasing cost of keeping a vehicle on the road in these economically lean times is something that will have given us all pause, but there are a few simple things you can do to save money.Downsize your vehiclePut simply, a smaller car is cheaper to run. Whilst the idea of buying a new car might seem like the...

High Risk Drivers See Sky High Premiums

Everyone is excited when they first get their driver’s license.  Young drivers wait anxiously for the freedom to no longer rely on their parents for rides and the excitement of the open road, but rarely do young drivers consider the other side of this equation - insurance.New drivers are subject to extremely high insurance premiums (although some specialist insurers...

5 car insurance myths debunked

Car insurance is affected by many things, but there are many myths and legends that are said to influence the final insurance premium. For example, you know that only going for third-party cover is cheaper than going fully comprehensive and that keeping your car in a garage will keep your premium down, right? Wrong!Luckily for you, we’re in the...
Car Insurance Groups Table

Car Insurance Groups

You are probably here because you have been wondering 'what insurance group is my car in?'. If you have been doing research on insurance for your car in the UK, you have likely come across some information regarding the car insurance groups, and the revised 1-50 rating scale. However, a more direct approach to car insurance, such as simply...